I was injured in a car accident and the at-fault driver’s insurance company wants me to sign a medical authorization release. Should I sign this form?
I was injured in a car accident and the at-fault driver’s insurance company wants me to sign a medical authorization release. Should I sign this form?
Should I speak to a Yaz, Yasmin and Ocella attorney?
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About the editors: The motto at Shapiro, Washburn & Sharp& Duffan law firm is simple -“All we do is injury law.” We hope you were able to find the answer to your injury query. If not, please review our Virginia Accident Lawyer FAQ Library for additional information. If you’d like to speak to an actual attorney about your potential injury claim for free, please contact our office at (833) 997-1774.
Should I stay at home to rest and recuperate or seek qualified medical care?
Client 1 comes to our law firm several weeks after their car accident injury and explains that besides one visit to the emergency room they rehabilitated by staying at home for two weeks to mend their body. Client 2 goes to the emergency room, is told to follow up with their family doctor, does so, and the family doctor refers that victim to an appropriate specialist and for other physical therapy. All other things being equal the second client will be paid a more significant sum for their personal injuries than the client who rested their bones for two weeks at home.
Insurance adjusters are simply trained to look for qualified medical care and documentation, as well as the expenses associated with it. Client 1 will receive inadequate compensation if injured the same as client 2, because there is no qualified documentation of the significance of the injuries following the emergency room visit, especially assuming that no doctor issued a note saying that client 1 should remain off of work for the two-week period. Documentation, evidence, expenses always trump the injured clients “word” that they were hurt and could not get up off the couch.
About the editors: The motto at Shapiro, Washburn & Sharplaw firm is simple -“All we do is injury law.” We hope you were able to find the answer to your injury query. If not, please review our North and South Carolina Accident Attorney FAQ library for additional information. If you’d like to speak to an actual attorney about your potential injury claim for free, please contact our office at (833) 997-1774.
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Should I use my regular health insurance to pay for the medical care I need as a result of a car accident?
Yes. You are better off using your health insurance whenever and wherever possible. It will generally help you and not benefit the at-fault driver who remains responsible for the bill whether you had insurance or not. In your accident claim, the auto insurer for the careless motorist remains responsible for the medical bill and does not get out of paying because of your health insurance.The normal rule in Virginia (VA) is that your health insurance company will not have to be paid back out of the settlement proceeds from a car accident. Under certain circumstances, federal law trumps the Virginia rule and says that you do have to pay back your employer’s health insurance plan if you make a recovery from an at-fault driver from an automobile accident. Even if that’s the case, you would still be better off by using your health insurance because the bills get paid in the short run and no one will be hassling you for payment. Also, the health insurance company may not have to be paid back dollar for dollar out of your claim. Instead, your personal injury lawyer can usually negotiate and get some reduction in the amount of payback. That extra money goes in your pocket at the end of the case. So, I definitely recommend that clients use whatever health insurance they have to pay their bills if they are hurt in a car crash.
About the editors: The motto at Shapiro, Washburn & Sharp& Duffan law firm is simple -“All we do is injury law.” We hope you were able to find the answer to your injury query. If not, please review our Virginia Accident Lawyer FAQ Library for additional information. If you’d like to speak to an actual attorney about your potential injury claim for free, please contact our office at (833) 997-1774.